:root{
  --blue:#1f4e9c;--blue-dark:#163a75;--blue-light:#e8eff9;
  --green:#00916e;--green-light:#e3f3ee;
  --amber:#e39b2b;--amber-light:#fdf3e3;
  --ink:#1b1f26;--muted:#5b6472;--line:#e3e7ee;--bg:#f6f8fb;--white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.55;font-size:17px}
a{color:var(--blue)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--line);background:var(--white);position:sticky;top:0;z-index:5}
.top{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:16px;flex-wrap:wrap}
.brand{font-weight:800;letter-spacing:.04em;color:var(--blue);font-size:18px;text-decoration:none}
.brand small{display:block;font-weight:400;letter-spacing:0;color:var(--muted);font-size:13px}
nav{display:flex;gap:18px;flex-wrap:wrap;align-items:center}
nav a{text-decoration:none;color:var(--ink);font-size:15px}
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;padding:14px 24px;border-radius:10px;font-weight:600;font-size:17px;min-height:44px}
.btn:hover{background:var(--blue-dark)}
.btn.small{padding:10px 16px;font-size:15px}
.btn.ghost{background:transparent;color:var(--blue);border:2px solid var(--blue)}
.btn.ghost:hover{background:var(--blue-light)}
.hero{background:linear-gradient(180deg,var(--blue-light) 0%,#fff 100%);padding:56px 0 48px}
.hero .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(30px,4.6vw,46px);line-height:1.12;margin:0 0 16px}
.hero p{font-size:19px;color:var(--muted);margin:0 0 28px}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap}
.hero svg{width:100%;height:auto;display:block}
section{padding:56px 0;border-bottom:1px solid var(--line)}
section.alt{background:var(--bg)}
section.green{background:var(--green-light)}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green);margin-bottom:8px}
h2{font-size:30px;line-height:1.2;margin:0 0 12px}
.lead{font-size:18px;color:var(--muted);max-width:720px;margin:0 0 28px}
h3{font-size:19px;margin:0 0 8px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:26px}
.card .icon{width:52px;height:52px;border-radius:12px;background:var(--blue-light);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.card .icon svg{width:28px;height:28px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card.g .icon{background:var(--green-light)}
.card.g .icon svg{stroke:var(--green)}
.card .big{font-size:42px;font-weight:800;color:var(--blue);line-height:1;margin:4px 0 8px}
.card .big span{font-size:18px;font-weight:600;color:var(--muted)}
.card p{margin:0;color:var(--muted)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}
.calc{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:26px}
.calc h3{margin-bottom:14px}
.calc table{width:100%;border-collapse:collapse;font-size:17px}
.calc td{padding:10px 0;border-bottom:1px solid var(--line)}
.calc td:last-child{text-align:right;font-weight:600;white-space:nowrap}
.calc tr.total td{border-bottom:none;border-top:2px solid var(--blue);font-weight:800;color:var(--blue);font-size:20px;padding-top:14px}
.calc tr.net td{border-bottom:none;border-top:2px solid var(--green);font-weight:800;color:var(--green);font-size:20px;padding-top:14px}
.calc .note{font-size:14px;color:var(--muted);margin:14px 0 0}
.bars{display:grid;gap:14px;margin-top:8px}
.bar{display:grid;grid-template-columns:150px 1fr 70px;gap:12px;align-items:center;font-size:15px}
.bar .track{height:28px;background:var(--line);border-radius:8px;overflow:hidden}
.bar .fill{height:100%;border-radius:8px}
.bar strong{text-align:right}
.steps{list-style:none;padding:0;margin:0;counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.steps li{counter-increment:s;background:var(--white);border:1px solid var(--line);border-radius:14px;padding:26px;position:relative}
.steps li::before{content:counter(s);width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:18px;margin-bottom:14px}
.steps p{margin:4px 0 0;color:var(--muted)}
.checks{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:14px}
.checks li{display:grid;grid-template-columns:28px 1fr;gap:12px;align-items:start;background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.checks li svg{width:28px;height:28px;flex:none}
.checks li strong{display:block;margin-bottom:2px}
.checks li span{color:var(--muted);font-size:15px}
.badges{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:24px}
.badge{border-radius:14px;padding:22px;text-align:center;color:#fff}
.badge.b1{background:#2a2f8f}
.badge.b2{background:#b11b1b}
.badge.b3{background:var(--green)}
.badge .t{font-size:12px;letter-spacing:.1em;text-transform:uppercase;opacity:.85}
.badge .h{font-size:20px;font-weight:800;line-height:1.2;margin:6px 0}
.badge .s{font-size:14px;opacity:.9}
.badge .stars{letter-spacing:3px;font-size:18px;margin-top:4px}
details{border:1px solid var(--line);border-radius:12px;padding:0 20px;margin-bottom:10px;background:var(--white)}
summary{cursor:pointer;padding:16px 0;font-weight:600;font-size:17px;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--blue);font-weight:800;font-size:22px;line-height:1}
details[open] summary::after{content:"–"}
details p{margin:0 0 16px;color:var(--muted)}
.cta{background:var(--blue);color:#fff;text-align:center;padding:60px 0;border-bottom:none}
.cta h2{color:#fff}
.cta p{color:#dfe7f5;max-width:560px;margin:0 auto 28px}
.cta .btn{background:#fff;color:var(--blue)}
.cta .btn:hover{background:#eef2f9}
.contact{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;align-items:center}
.contact p{margin:0 0 6px}
footer{padding:28px 0;color:var(--muted);font-size:14px}
footer .row{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
footer a{color:var(--muted)}
.paths{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.path{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:26px;border-top:6px solid var(--blue)}
.path.g{border-top-color:var(--green)}
.path.a{border-top-color:var(--amber)}
.path .tag{font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.path h3{margin:6px 0 10px;font-size:21px}
.path p{color:var(--muted);margin:0 0 10px}
.path ul{margin:0;padding-left:18px;color:var(--muted)}
.path ul li{margin-bottom:6px}
.back{display:inline-block;margin-bottom:20px;font-size:15px}
@media (max-width:780px){
  .hero .grid,.two{grid-template-columns:1fr}
  .hero{padding:40px 0 36px}
  section{padding:40px 0}
  .bar{grid-template-columns:110px 1fr 60px}
  nav{display:none}
}

/* --- Ergänzungen v2 --- */
.brand img{height:44px;width:auto;display:block}
.hero .logos{display:flex;align-items:center;gap:18px;margin-bottom:18px;flex-wrap:wrap}
.hero .logos img{height:40px;width:auto}
.hero .logos span{color:var(--muted);font-size:14px}
.calcbox{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:26px;margin-top:28px}
.calcbox h3{margin-bottom:6px}
.calcbox .sub{color:var(--muted);font-size:15px;margin:0 0 18px}
.form{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px 18px}
.form label{display:block;font-size:14px;font-weight:600;margin-bottom:6px}
.form input,.form select{width:100%;padding:11px 12px;border:1px solid #c9d2e0;border-radius:8px;font-size:17px;min-height:44px;background:#fff}
.form input:focus,.form select:focus{outline:2px solid var(--blue);border-color:var(--blue)}
.modes{display:flex;gap:10px;margin:0 0 18px;flex-wrap:wrap}
.modes button{border:2px solid var(--blue);background:#fff;color:var(--blue);padding:10px 16px;border-radius:8px;font-weight:600;font-size:15px;cursor:pointer;min-height:44px}
.modes button[aria-pressed="true"]{background:var(--blue);color:#fff}
.result{margin-top:22px;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px}
.kpi{background:var(--bg);border-radius:12px;padding:16px 18px}
.kpi .l{font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.kpi .v{font-size:26px;font-weight:800;color:var(--blue);line-height:1.2;margin-top:4px}
.kpi.g .v{color:var(--green)}
.kpi.a .v{color:#b8741a}
.kpi .s{font-size:13px;color:var(--muted);margin-top:4px}
.proj{margin-top:22px;background:var(--blue-light);border-radius:12px;padding:20px 22px}
.proj h4{margin:0 0 12px;font-size:17px}
.proj table{width:100%;border-collapse:collapse;font-size:16px}
.proj td{padding:8px 0;border-bottom:1px solid #cfdbef}
.proj td:last-child{text-align:right;font-weight:700;white-space:nowrap}
.proj tr.total td{border-bottom:none;font-size:20px;color:var(--blue);font-weight:800;padding-top:12px}
.fine{font-size:13px;color:var(--muted);margin:14px 0 0;line-height:1.5}
.legal h2{font-size:26px;margin-top:0}
.legal h3{font-size:19px;margin-top:28px}
.legal p,.legal li{color:var(--ink)}
.legal .wrap{max-width:820px}